Expenselyt is an expense tracker and bookkeeping app that helps you track expenses, split bills with friends, manage loans and EMIs, monitor cards and banks, set your preferred currency, and plan your monthly finances across web and mobile.
From daily chai to home loans — every expense tracked, every bill planned, every friend settled, every due under control, in the currency you prefer.
At-a-glance overview with monthly spend charts, year-over-year comparisons, top expenses, and Fair vs Extra spending breakdown.
Live dataLog daily expenses with date, category (Fair/Extra), and optional credit card charging. Filter, search, sort, and import from CSV or Excel.
Import readyTrack money lent and borrowed with full transaction history per friend. Net balances at a glance — green means they owe, red means you owe.
Net balanceSplit any bill equally, by percentage, ratio, fraction, or exact amount. Supports multiple items per session with a live settlement preview.
5 modesGroup travel made easy — add members, log expenses with flexible splitting, track who paid, and finalize settlements in one click.
Group tripsCalculate loan EMIs with GST on interest, processing charges, and a full month-by-month amortization schedule. Editable per row.
GST includedTrack all active, pending, and completed loans with installment-level visibility. Mark paid, bulk edit amounts, and see progress bars.
Auto past-dueTrack EMIs you manage for friends separately from your own loans. Save, activate, mark installments paid, and monitor balances month by month.
Shared lendingManage billing cycles, track transactions, import historical data, and see monthly/yearly spending per card with due date alerts.
Bill trackingKeep running balances across all your banks. Spendable amount (balance minus minimum) auto-deducts when you mark payments as paid.
Auto deductSee all recurring bills, EMI installments, and CC dues in one view. Mark paid, track surplus per bank, and plan ahead with the preview mode.
Future previewAsk anything in plain English — "who owes me money?", "what's my total spend this year?", "which EMIs are active?" — with 10 free queries per day, then unlimited on paid plans.
10 free/dayYear → Month → Expense level drill-down with stacked charts, print/PDF export, and full search at every level.
PDF exportSet up daily-use items like milk, chai, or fuel, auto-fill quantities for the month, then push the total into expenses when you are ready.
Month readyCreate repeating expenses or card charges with custom intervals, start months, and apply-now support so your planner stays current automatically.
Auto scheduleManage your name, email, phone number, password, profile picture, and preferred currency. We can default currency from your locale, and you can change it anytime.
PersonalisedCreate plans, set a default signup plan, assign features, manage subscriptions, generate OTPs, and issue reset links from one admin panel.
Access controlUse the same account across desktop and mobile with feature parity for planning, loans, friends, split bills, accounts, reports, and AI lookup.
Cross platformLog expenses in seconds. Filter by year, month, type, or search by name. Every expense can be charged to a credit card automatically.
Activate loans with a start date, get a full installment schedule, and track payments month by month. Old EMIs auto-mark as paid.
Track every billing cycle, see transactions per cycle, and get notified when dues are upcoming. Import years of history in minutes.
All your recurring bills, EMI installments, and CC dues in one view. Preview next month to see if your balance will cover everything.
Create shared split entries with equal, percent, fraction, ratio, or exact amounts. Track friend-level activity, trip members, and post your own share into expenses only when you want.
Daily Tracker and Petrol Divide help you handle high-frequency personal or shared usage patterns, then convert the final monthly total into proper expense records when the timing is right.
AI Lookup turns your saved app data into quick answers. Instead of opening multiple pages, you can ask about expenses, friends, EMIs, cards, banks, recurring payments, and trips in one place.
No complicated setup. No bank integrations required. Just you and your data.
Sign up for free in seconds. No credit card required. You can auto-assign a default basic plan to every new user from the admin panel.
Add expenses manually or import from CSV/Excel. Set up your bank accounts, cards, recurring entries, daily trackers, loans, and profile details.
See where your money goes, plan each month, track loans with friends, use AI lookup with daily free usage, and never be surprised by an EMI again.
Start free. Upgrade as your financial life grows. AI Lookup includes 10 free queries per day on the free tier. Public pricing is shown in INR by default.
Join and start tracking every rupee — it's free to get started.